If you're a hard-working bada$$, the last thing you want is for a prince or princess charming to knock you off your feet…and your money game. 😵💵 Your blood, sweat, and tears sure do add up over the years and unfortunately, the world is chock full of gold diggers! ⛏️💰
We hope you find the gem you deserve as you're on the quest to find love. 💕 While you're swiping away on Tinder, keep these tidbits in mind.
Here’s Five Fast Facts on protecting your wealth while dating:
- 💎 Diamonds and Pearls - As you're dating around, pay attention to how materialistic your potential partner is. Sure, it's cool to enjoy fancy dinners and nice vacations, but if a person is overly focused on those things, it could be a red flag. Look for mates who live within their means and don't expect financial benefits from a relationship. Unless you're browsing on SugarBabies4U.com.
- 💸 No Money, Mo' Problems - While money might not be the best topic for a first date, it'll definitely come up if you've been seeing someone for a while. Pay attention to how hesitant they are to discuss their personal financial situation. They could be hiding major debts or a shady past. You're probably not planning on dipping into retirement savings to bail your new honey out of their jam.
- 💟 What's Mine is Mine - If you're in a serious relationship, chances are you're discussing joint bank accounts and big financial moves. However, if someone's bringing these topics up early on, something might be off. If you want to protect your loot, look for potential mates that are financially independent and stable.
- 👫 We Need to Talk - When it comes to relationships, honesty's always the best policy. This is especially true when it comes to money conversations. Set aside time to chat candidly about your financial goals and what's most important to you. This also includes spending habits and potential future goals together, like saving for a home or having kids. Getting on the same page in the beginning will minimize problems down the road.
- 💔 It's All About the Money - According to the statistics, 22% of divorces in North America happen because of money-related fights and issues. When it comes to your finances, the more upfront and honest you are as a couple, you'll be less likely to split over money.
🔥Bottom line: If you're older and/or really rolling in the dough, think about meeting with a financial advisor to make sure your money's protected. It never hurts to get all your ducks in a row, just in case something crazy happens. If you're ready to pop the question, you might also be thinking about a prenup. Wondering if it's right for you? We've got an article for that!
Are you single and ready to mingle?
Let us know by connecting with us on Facebook and Instagram! Also, remember to share this newsletter with your friends & coworkers!
Btw, If you’ve read this far and haven’t yet signed up for the weekly Paycheckology newsletter, CLICK HERE!
